Steps to Select the Most Suitable Credit Cards for Your Spending Habits
Steps to Select the Most Suitable Credit Cards for Your Spending Habits
Blog Article
How to Choose the Top Credit Cards for Your Needs
Understanding the credit card perks arena can be daunting with so many alternatives available, each offering different miles, cashback, and bonuses. We have streamlined the process to assist you in beginning in less than 5 minutes, with perpetual monitoring so that you are always kept updated if there are better cards available for you.
**Analysing Your Spending Habits**
The first step is to determine your monthly expenses across different categories such as:
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- Online
- Wireless transactions
- Restaurant spending
- Foreign Currency Spend
- Other expenditures
This information helps us gain insight into your spending patterns and determine the most suitable group of credit cards based on your spend.
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**Tailored Credit Card Recommendations**
Next, our AI-driven platform compares your spending patterns with our collection of credit cards to calculate the potential rewards you could earn from various credit cards, considering factors like earning ratios, caps, and exclusions.
We keep a current repository of credit card offers from all key financial players in Singapore, including air miles and rebate options as well as Sign-up Bonuses.
We also offer options for further optimization such as only looking at cards from specific banks or fee-waived cards initially.
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**Ongoing Updates and Suggestions**
Since offers and conditions can change over time, our platform continuously updates its recommendations based on your usage patterns and notifies you of changes to your selection to maximize your miles earned. This adaptable process ensures you always have the optimal selection to achieve the highest returns.
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